Cookie Usage Policy

At selarionphov, we believe transparency builds trust. This policy explains how we use cookies and similar tracking technologies on selarionphov.com to enhance your experience while managing financial stress and learning about personal finance.

Think of cookies as small digital notes that help websites remember your preferences. When you visit our financial wellness platform, these technologies work behind the scenes to personalize your experience and improve our educational content delivery.

We've structured this information to help you understand exactly what data we collect, why we collect it, and most importantly – how you can control it. Because managing your digital privacy should be as straightforward as managing your finances.

Here's what actually happens when you use our platform. If you're working through our debt management resources, functional cookies remember where you left off, so you don't have to start over each visit. Pretty convenient when you're already dealing with financial stress.

Analytics help us spot patterns – maybe we notice lots of people are struggling with a particular budgeting concept, so we create better explanations or additional examples. It's like having insight into what actually helps versus what just looks good on paper.

Marketing cookies ensure you see information about upcoming financial workshops in Wollongong or Sydney rather than events happening in Perth. We're not trying to spam you – we're trying to show you opportunities that actually matter for your situation and location.

You're not locked into any of this. Modern browsers give you control over cookies through their settings. In Chrome, Firefox, Safari, or Edge, you can view, delete, or block cookies entirely. Just remember that blocking essential cookies will break basic functionality like logging into your account.

Some people prefer to clear cookies monthly as part of their digital hygiene routine. Others set their browsers to reject third-party cookies but allow first-party ones. There's no right or wrong approach – it's about finding what works for your privacy preferences.